← Loan Calculator· Document Processing· Clean· Combine· Borrower Status
Same six lanes you saw in the current-state diagram. Top row of each lane = what you do today (faded as automations replace it). Bottom row = the new automation that takes over, color-coded by phase.
Once everything's connected, here's what the system looks like. Bonzo sits at the center as the borrower record (it already is — your prospects carry contact, mortgage, pipeline, custom fields, and tags). Lead sources and structured forms feed in from the left; LendingPad and Drive flow out the right; dashboards read the whole picture from above. Bonzo's Event Hooks make this push-driven, not polled.
| Phase | Component | Replaces / removes |
|---|---|---|
| 🟢 P1- Live | Loan Scenario Calculator | manual rate-comparison work |
| 🟢 P1- Live | MISMO XML Parser | manual liability re-entry |
| 🟢 P1- Live | Borrower Status / Coaching Page | scattered borrower context |
| 🟢 P1- Live | W-2 Extraction (in wiki-checker) | manual W-2 income typing |
| 🟢 P1- Researching | Document Upload Portal | LendingPad portal + Drive staging + Adobe Acrobat |
| 🟢 P1- Research | Structured Interview Web Form | phone-typed Word doc + Drive saving |
| 🟢 P1- Confirmed | Bonzo as Canonical Borrower Record | scattered records across Bonzo/LP/Drive (Bonzo already holds it) |
| 🟠 P2- Designed | AI Quote Generator | Excel + VBA macros + screenshot dance |
| 🟠 P2- Designed | Auto SMS Quote | image-paste SMS |
| 🟠 P2- Designed | Bonzo ↔ LendingPad Sync | manual field re-typing (buy $100+$25/mo or build pending eval) |
| 🟠 P2- Designed | Bonzo Event Bus (Event Hooks) | polling Bonzo for stage / status changes |
| 🟠 P2- Designed | Bonzo Action Buttons (Generate Quote · Doc Check · Send Quote SMS) | tab-switching out of Bonzo to start common ops |
| 🟠 P2- Designed | AI Income Calculator | per-borrower-type spreadsheets |
| 🟠 P2- Designed | AI Doc-Requirement Engine | Kristi's wiki cross-checking |
| 🟠 P2- Designed | Lead ROI Dashboard | "never run" stats analysis |
| 🟠 P2- Designed | AI Call Transcript Auto-Fill | live typing during call (Fireflies → form pre-fill) |
| 🟣 P3- Vision | Today Dashboard | starting-the-day decision paralysis |
| 🟣 P3- Vision | Pipeline Forecast (30/60/90) | guessing what funds when |
| 🟣 P3- Vision | Document Health Dashboard | "where is this borrower stuck?" |
| 🟣 P3- Vision | Kristi's Worklist | ad-hoc "what should I work on?" |
| 🟣 P3- Vision | Auto Re-bump Trigger | manual auto-BCC step |
| 🟣 P3- Vision | Auto Funded-Loan Tracker | Kristi's manual Excel entry |
The plain-English version of everything above- how your day is different once these pieces ship. No tech-speak.
You open Bonzo. Last night's lead is already sitting there- name, phone, loan amount, source tag, all filled in. You click Generate Quote on the prospect; the calculator opens with their numbers ready to go. You tweak the rate, click Send Quote SMS, and the text goes out- you never left Bonzo. By 10am, four prospects have moved themselves to the next pipeline stage because the rules saw their stips come in. You haven't opened Excel once.